For One-Step Payments, the sum paid for the purchase is written off the customer's account immediately.

One-Step Payment is compatible with the following payment scenarios and additional capabilities:

• Full Refund
• Partial Refund
• Reversal
• Recurring
• Recurring (Automatic)
• One-Click
• Payment Method Saving
• Use of Travel Data
• Use of Account Funding details
• Use of Dynamic Descriptor
• Use of Service Location details
• QCash
• MOTO
• SDWO Funding Payment
• SDWO Purchase Payment
• Taxes
• AVS

For Two-Step Payment transactions, money is not immediately written off the customer's account: it is reserved on the card and captured later. Capture can be made only once; namely, if it is not made in full, the rest of the amount will be returned.

The cancellation process of HOLD (i.e. the reservation of funds) differs, depending on the processing. The funds can be reserved from 6 up to 28 days. If you want to find out more about your particular processing, contact your DECTA account manager.

Two-Step Payment is compatible with the following payment scenarios and additional capabilities:

• Full Refund
• Partial Refund
• Reversal
• Recurring
• Recurring (Automatic)
• One-Click
• Payment Method Saving
• Use of Travel Data
• Use of Dynamic Descriptor
• Use of Service Location details
• QCash
• MOTO
• SDWO Funding Payment
• SDWO Purchase Payment
• Taxes
• AVS

Zero-Amount Payment transactions allow merchants to save the payment method and reserve funds for the subsequent payments in the future. Namely, Zero-Amount Payment scenario allows registering a recurring without executing a financial transaction. Alternatively, this scenario can be used for the payment/card account verification.

Zero-Amount Payment is compatible with the following capabilities:

• Payment Method Saving
• Use of Travel Data
• Use of Dynamic Descriptor
• Use of Service Location details
• MOTO
• AVS

Full Refund allows you to return cash funds in full amount to the customer’s card account.

Full Refund is compatible with the following payment scenarios and additional capabilities:

• One-Step Payment
• Two-Step Payment
• Recurring
• Recurring (Automatic)
• One-Click
• Payment Method Saving
• Use of Travel Data
• Use of Account Funding details
• Use of Dynamic Descriptor
• Use of Service Location details
• QCash
• MOTO
• SDWO Funding Payment
• SDWO Purchase Payment
• Taxes
• AVS

Partial Refund allows you to return cash funds in a partial amount to the customer’s card account.

Partial Refund is compatible with the following payment scenarios and additional capabilities:

• One-Step Payment
• Two-Step Payment
• Recurring
• Recurring (Automatic)
• One-Click
• Payment Method Saving
• Use of Travel Data
• Use of Account Funding details
• Use of Dynamic Descriptor
• Use of Service Location details
• QCash
• MOTO
• SDWO Funding Payment
• SDWO Purchase Payment
• Taxes
• AVS

Reversal transactions can be only carried out on the same day the customer has paid the order. Reversal allows you to return money only in full.

Reversal is compatible with the following payment scenarios and additional capabilities:

• One-Step Payment
• Two-Step Payment
• Recurring
• Recurring (Automatic)
• One-Click
• Payment Method Saving
• Use of Travel Data
• Use of Account Funding details
• Use of Dynamic Descriptor
• Use of Service Location details
• QCash
• MOTO
• SDWO Funding Payment
• SDWO Purchase Payment
• Taxes
• AVS